Personal Protection
Life Insurance
Should you die during the policy term the policy pays a one-time lump sum to your loved ones to cover core financial commitments. Many life insurance plans will pay out early if you are diagnosed with less than 12 months to live.
Critical Illness Cover
Critical Illness Cover pays a one-time lump sum if you become critically ill during the policy term to cover loss of earnings, medical bills, debts or everyday living costs.
Income Protection
Income protection will pay a monthly benefit to help with everyday living expenses should you be incapacitated to work. Typically you are able to cover up to 60% of your annual income.